Giving you more time to do what you do best..

 Whether your Shop or salon specialises in hair, beauty, or nails – our Combined insurance can protect your business from the cost of claims including damage to your building and its contents. It can also cover the cost of legal action from customers or employees, helping you focus on what matters. 

Whatever you specialise in, from Newsagents to nails, Shop & salon insurance helps to cover many vital aspects of running your beauty business. Your salon insurance policy can be created to suit the demands of your business.

There are a few main areas a salon insurance policy can cover, these include: 

Your clients attend your Shop or salon to feel beautiful, but day-to-day treatments aren’t risk-free. Public liability insurance can help cover any legal fees or compensation if a customer makes a claim due to injury or negligence as a result of a treatment.

If you have an employees or at least 2 directors and no employees, then it’s a legal obligation to be adequately insured. Employers’ liability insurance can help to cover any legal fees or compensation if an employee claims against your business.

Business interruption insurance can help cover you for a reduction or loss of income caused by an insured event. This can include extra costs incurred from having relocate to a new or temporary salon.

A flood, fire or break-in could mean electrical equipment, furniture, and consumables are no longer available. Contents insurance can help cover cost of damaged or stolen equipment and stock due to an insured event.

If you own the salon premises, or your lease requires, you may need to take out building insurance. This can cover the cost of damage to the building due to a fire, storm or flood.

As a business owner, you may find yourself needing to defend your business in court. Legal expenses cover can help to protect you against the cost of solicitors and compensation.