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Professional indemnity insurance, also known as PI insurance or indemnity insurance, can help protect you if claims are brought against you by a client due to a problem with work you have done for them. 

Professional Indemnity Insurance will offer cover for compensation you may need to pay to correct a mistake or cover any legal costs due to negligence, such as giving incorrect advice or making a mistake in your work.

You may need professional indemnity insurance if you:

• Provide advice to your clients

• Handle data belonging to a client or business

• Are responsible for a client’s intellectual property

• Provide a professional service and could be challenged on your work. 

You may feel confident in the quality of your work, but any business is vulnerable to a claim of negligence when professional advice or services fail to meet a client’s expectations and cause financial loss.