Belfast Based Apartment & Blocks of Flats Insurance

Do you own or manage a block of flats or apartments? If so, it’s critical that you have the right specialist insurance you need. Standard buildings insurance policies simply won’t provide you with adequate cover.

Block of Flats insurance is a specialist type of insurance designed to give you the protection you need. For example, if your building has a lift, this will have additional insurance requirements.

In addition to buildings insurance for blocks of flats it’s important you consider other insurance too. For example, Directors & Officers Insurance cover will give you the confidence that you and any other insured directors or officers are protected against the cost of defending or settling many forms of legal claims.

Did you know that any lift in your building must be inspected every six months? Our Block of Flats Insurance policy not only provides the Lift Insurance you need but we will also arrange the necessary inspections.

 If the property is uninhabitable due to an insured event i.e. fire, the loss of rent section will compensate the landlord for rent they are unable to collect whilst the damage is repaired. 

 Our contracts automatically cover fixtures and fittings (i.e. fitted kitchens, bathrooms and wardrobes). Any personal items, furniture etc would need to be covered under a stand-alone contents policy, which we can also help with. 

 Insurers recommend a block should be surveyed for valuation purposes every 3-5 years.